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DSCR Loans for Rental Property Investors

A DSCR (debt service coverage ratio) loan is an investor program for rental property. Instead of focusing on your personal income, qualification generally looks at whether the property's rental income covers its housing expense.

DSCR loans are for investment property only, not a primary residence. Requirements vary. See also information for realtors.

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Equal Housing Lender logo Not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility; program availability and terms vary. Copley Finance dba Fastrack Rate, NMLS 2272780, CA DRE 02136245, 7755 Center Ave., 11th Floor, Huntington Beach, CA 92647. Loan officer Bao Andrew Nguyen, NMLS 392591, DRE 01892030. Equal Housing Lender. NMLS Consumer Access