Bank Statement Loans for Self-Employed Borrowers in Orange County

If you own a business or work for yourself, your tax returns may not show the full picture. Non-QM bank statement programs may let you document income using personal or business bank statements instead of tax returns.

Who asks about this

Small-business owners and independent contractors
Borrowers with significant write-offs

Eligibility, documentation and terms depend on the program and your full file. Non-QM loans may carry different terms than conventional loans. Andrew can review your situation and explain the options, in English or Vietnamese. See also alternative income documentation questions.

Apply Now Contact us or call 657-200-1201.

Not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility; program availability and terms vary. Copley Finance dba Fastrack Rate, NMLS 2272780, CA DRE 02136245, 7755 Center Ave., 11th Floor, Huntington Beach, CA 92647. Loan officer Bao Andrew Nguyen, NMLS 392591, DRE 01892030. Equal Housing Lender. NMLS Consumer Access