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Alternative Income Documentation Loans in Orange County

Federal ability-to-repay rules require every loan to document income. Many self-employed borrowers use instead are Non-QM programs that document income in alternative ways, such as bank statements, or DSCR loans for investment property that look at the property's rental income.

Every program has its own requirements. Andrew can explain which alternatives may fit your situation.

Apply Now   Contact us or call 657-200-1201.

Not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility; program availability and terms vary. Copley Finance dba Fastrack Rate, NMLS 2272780, CA DRE 02136245, 7755 Center Ave., 11th Floor, Huntington Beach, CA 92647. Loan officer Bao Andrew Nguyen, NMLS 392591, DRE 01892030. Equal Housing Lender. NMLS Consumer Access